THE CLAIM PROCESS
The HPAC process for maximizing your financial recovery is built upon a proactive claim management strategy developed by our insurance industry experts. It is your responsibility to prove your claim in order to be compensated for a loss. We are here to relieve you of this time-consuming and burdensome process.
1. COVERAGE ANALYSIS
Once we become your public adjuster, the first step is to perform an in-depth review of your insurance policy and the forms attached to determine the coverage, limits and exclusions as they relate to your loss. We will also identify additional coverage’s which, if collected, could be substantial.
2. EXPERT CLAIM PREPARATION
Our adjustment pros will be on-site properly documenting all aspects of the claim is vital to ensuring an equitable insurance settlement. They will begin by documenting and photographing all damages
We will prepare a detailed scope of repairs for the dwelling using insurance industry software.
Our experts will inventory the damaged personal property or business personal property and provide you with a line item estimate that includes descriptions, quantities, individual costs and total costs to replace the items.
3. SETTLEMENT NAVIGATION
We protect your interests at all times and make sure you comply with many requirements that are outlined in your policy.
4. SETTLEMENT APPROVAL
We handle all communications with your insurance company and attend all meetings. We will keep you informed throughout the process and accept settlement offers only with your approval.
FREE CLAIMS EVALUATION
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